Baby Boomer Retirement Course
For the baby boomers, there’s been a shift in retirement income planning when compared to previous generation. This course is a comprehensive personal finance course for those in the early stages of retirement or those about to retire. It addresses difficult retirement decisions such as income planning, Social Security maximization and the risks to avoid. You’ll learn how to incorporate health care, inflation and their considerations into your overall plan. Upon completion, you’ll be better prepared to take the necessary steps to create your own retirement strategy.
Iowa Lakes Community College
Classroom 108A, Entrance 1 (Gateway North)
1900 Grand Ave #1
Spencer, IA 51301
This course meets once a week for two consecutive weeks.
Tuesdays, April 3 & April 10, 6:30 PM – 9:00 PM
Saturdays, April 7 & April 14, 9:30 AM – 12:00 PM
• Tuition $59 (includes all course materials and fees)
**$10 discount if registered on or before 3 days prior to beginning of class**
• Couples may attend for a single tuition cost
• Fill out form
• Select dates on form
• Click on the “Reserve Your Spot” button to register for chosen date
About Your Course Presenter
Kirt Carstens, CLU®, ChFC®, focuses on providing comprehensive asset management, estate planning and life insurance strategies for business owners, retirees, preretirees and individuals. His personal commitment to the community includes volunteering his time and services as a speaker and seminar presenter on how financial products can be used to help meet the wealth accumulation and estate conservation needs of area residents.
About Simplify Your Retirement
Simplify Your Retirement is an independent financial education company. The goal of the Simplify Your Retirement course is to take the complexity out of retirement planning and to provide main street investors with the peace of mind about retirement. Our goal is to empower Baby Boomers to prepare for a secure and peaceful retirement.
Respond and learn how various financial products including life insurance and annuities can positively impact your retirement.
Licensed Insurance Professional.
The presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please direct your clients to a local Social Security Administration office, or visit www.ssa.gov.
Securities and Advisory Services offered through Client One Securities, LLC Member FINRA/SIPC and an Investment Advisor. Carstens Financial Group and Client One Securities, LLC are not affiliated.